33538 ZIP Code — Lake Panasoffkee, FL

Sumter County, Florida

ZIP code 33538 is located in Lake Panasoffkee, Florida, within Sumter County. It covers approximately 89.01 square miles and serves a population of 5,599 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 352.

About ZIP code 33538

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $160,600. Owner-occupancy is high at 76%, well above the national average.

Median household income is $47,306. Poverty affects 26% of residents, above the national average. SNAP benefit usage at 21% of households reflects economic stress in the area. 39% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is sales and office, with retail trade as the leading industry. The average commute of 30 minutes is near the national average.

College attainment at 16% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of diabetes (15%), smoking (24%) compared to national benchmarks. 16% of residents lack health insurance, above the national average.

Notable community characteristics include a notable veteran presence at 14% of civilians, above the national average of 7%; and disability rates above the national average at 22%.

Overall, ZIP code 33538 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a strong veteran community, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

5,599

population

89.01

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

33538 ZIP code map

Cities in ZIP code 33538

Below are the cities the US Postal Service accepts for ZIP code 33538. Using any city not on this list may result in mail delivery delays.

City	Status
Lake Panasoffkee	Acceptable
Lake Panasoffkee	Preferred

Nearby ZIP codes

34450 Inverness (3.7 mi) 34453 Inverness (8.2 mi) 34484 Oxford (8.9 mi) 34785 Wildwood (9.1 mi) 34436 Floral City (10.4 mi) 34473 Ocala (11 mi) 34442 Hernando (11.4 mi) 33513 Bushnell (11.4 mi) 34452 Inverness (12.7 mi) 32162 The Villages (13.1 mi) 33585 Sumterville (13.5 mi) 34491 Summerfield (14.5 mi)

Demographics updated 05/2026

Population
Total population	5,599
Population density	63 / sq mi
State FIPS	12
County FIPS	119

Geography
Land area	89.01 sq mi
Water area	11.33 sq mi
Latitude	28.8527
Longitude	-82.2039
Timezone	Eastern (ET)
Area code	352

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	60.3%	40.2%	43.4%
$50k – $100k	27.3%	37.0%	30.8%
$100k – $200k	11.2%	19.5%	19.3%
Over $200k	1.2%	3.3%	6.4%

Demographics & statistics

5,599

Population

People per sq mi

46.7

Median age

$47,306

Median household income

$29,076

Per capita income

$160,600

Median home value

$949

Median monthly rent

75.6%

Home ownership

25.7%

Poverty rate

3.6%

Unemployment

2,662

Housing units

15.5%

Bachelor's or higher

Age distribution

Male Female

140

Under 5

142

215

5–9

220

10–14

179

15–19

183

20–24

350

25–34

356

291

35–44

296

404

45–54

412

242

55–59

247

216

60–64

221

321

65–74

327

211

75–84

215

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,177	21.0%
18 and over	4,422	79.0%
65 and over	1,132	20.2%
Median age	46.7 years

Race & ethnicity

White 86%

Black or African American 5.3%

Hispanic or Latino 3.6%

Two or more races 2.2%

Other race 1.6%

Asian 0.7%

American Indian / Alaska Native 0.6%

Group	Count	%
White	4,994	86%
Black or African American	306	5.3%
Hispanic or Latino	208	3.6%
Two or more races	130	2.2%
Other race	95	1.6%
Asian	39	0.7%
American Indian / Alaska Native	35	0.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	60.3%	40.2%	43.4%
$50k – $100k	27.3%	37.0%	30.8%
$100k – $200k	11.2%	19.5%	19.3%
Over $200k	1.2%	3.3%	6.4%

Under $10k 7.6%

$10k–$15k 8.1%

$15k–$25k 9.4%

$25k–$35k 12.3%

$35k–$50k 14.4%

$50k–$75k 13.4%

$75k–$100k 15.5%

$100k–$150k 15.1%

$150k–$200k 2.6%

$200k+ 1.6%

Range	% of households
Under $10k	7.6%
$10k–$15k	8.1%
$15k–$25k	9.4%
$25k–$35k	12.3%
$35k–$50k	14.4%
$50k–$75k	13.4%
$75k–$100k	15.5%
$100k–$150k	15.1%
$150k–$200k	2.6%
$200k+	1.6%
Median income	$47,306

Housing

Home values

Under $50k 19.1%

$50k–$100k 17.0%

$100k–$150k 10.6%

$150k–$200k 19.5%

$200k–$300k 23.1%

$300k–$500k 6.0%

$500k–$1M 4.1%

$1M+ 0.5%

Housing overview

Metric	Value
Median home value	$160,600
Median rent / month	$949
Owner occupied	75.6%
Renter occupied	24.4%
Vacant	22.9%
Single-family detached	55.0%
Large apartment buildings	1.5%
Mobile homes	35.0%
Median rooms	5.0
Avg household size (owned)	2.17

Year built

Era	%
2020 or later	0.3%
2010–2019	6.7%
2000–2009	15.9%
1990–1999	17.7%
1980–1989	22.5%
1970–1979	13.9%
1960–1969	10.2%
1950–1959	5.9%
1940–1949	1.7%
1939 or earlier	5.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.8%
1 bedroom	8.8%
2 bedrooms	40.1%
3 bedrooms	43.5%
4 bedrooms	6.9%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	4.1%
1 vehicle	42.5%
2 vehicles	29.1%
3 or more	24.3%

Heating fuel

Fuel type	%
Utility gas	0.6%
Electricity	96.1%
Propane / LP gas	2.0%
Wood	0.3%
No fuel used	1.0%

Households & families

Household type	Count	%
Married-couple family	1,106	43.8%
Cohabiting couple	77	3.0%
Male householder, no spouse	614	24.3%
Female householder, no spouse	731	28.9%
Households with children under 18	639	25.3%
Households with seniors (65+)	908	35.9%
Average household size	2.21

Marital status

Status	Male	Female
Never married	31.0%	20.9%
Married	46.7%	51.3%
Separated	1.7%	0.0%
Widowed	5.7%	9.3%
Divorced	14.9%	18.5%

Education

Less than 9th grade 2.7%

Some HS, no diploma 16.0%

HS graduate 36.9%

Some college, no degree 23.7%

Associate's degree 5.2%

Bachelor's degree 10.7%

Graduate / professional 4.8%

Metric	%
HS diploma or higher	81.3%
Bachelor's or higher	15.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	51	5.1%
Kindergarten	128	12.8%
Elementary school	422	42.1%
High school	300	29.9%
College / grad school	102	10.2%

Employment

Industry of employment

Retail trade 15.8%

Public administration 15.5%

Manufacturing 14.8%

Construction 13.6%

Education & healthcare 12.0%

Arts, food & hospitality 7.8%

Transportation & utilities 5.5%

Finance & real estate 5.4%

Professional & management 4.8%

Agriculture & mining 1.9%

Wholesale trade 1.3%

Other services 1.3%

Information 0.4%

Occupation

Category	%
Management, business & arts	22.7%
Service	18.8%
Sales & office	23.5%
Natural resources & construction	17.1%
Production & transportation	17.9%

Employment type

Type	%
Private sector	74.4%
Government	19.8%
Self-employed	5.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	79.6%
Carpool	9.3%
Public transit	0.0%
Walk	0.0%
Work from home	8.5%
Other means	2.6%
Avg commute (minutes)	30.3

Poverty

All people 25.7%

Under 18 years 49.2%

18 and over 19.7%

Married-couple families 12.6%

Female-led households 49.7%

Income support

Source	% of households
Social Security	39.4%
Retirement income	22.6%
Supplemental Security	8.0%
Cash public assistance	1.5%
Food stamps / SNAP	20.7%

Health indicators

Condition	%
Obesity	36.8%
High blood pressure	43.5%
High cholesterol	38.3%
Diabetes	15.1%
Heart disease	11.2%
Stroke	5.3%
Asthma	9.3%
Arthritis	33.4%
Kidney disease	4.4%
Pulmonary disease	13.9%
Cancer	9.1%

Behavior / access	%
Smoking	24.3%
Binge drinking	13.7%
No physical activity	30.5%
Less than 7 hrs sleep	33.4%
Depression	20.8%
Fair or poor health	22.7%
Poor mental health	16.2%
Poor physical health	15.8%
No health insurance	21.9%
Visited doctor (checkup)	77.9%
Visited dentist	52.1%
Cholesterol screening	90.8%
Teeth loss	20.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	631	14.3%

Disability	%
Any disability	22.1%
Under 18	2.7%
18–64 years	22.2%
65 and over	41.9%

Health insurance coverage

Type	%
Private insurance	42.2%
Public insurance	50.8%
No insurance	16.3%
Uninsured under 19	12.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	5,317	95.0%
Spanish	17	0.3%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	17	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	5,455	97.4%
Born in same state	5,404	96.5%
Born in different state	2,891	51.6%
Foreign born	51	0.9%
Naturalized citizen	144	2.6%
Not a US citizen	120	83.3%

Ancestry

Ancestry	Count	%
Arab	954	17%
Italian	928	16.6%
French	662	11.8%

Ancestry	Count	%
German	50	0.9%
English	33	0.6%
Polish	18	0.3%

Technology access

Metric	% of households
Computer access	45.2%
Internet access	91.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 33538

What city is ZIP code 33538 in?

ZIP code 33538 is primarily assigned to Lake Panasoffkee, Florida.

What county is ZIP code 33538 in?

ZIP code 33538 falls within Sumter County, Florida.

What is the poverty rate in ZIP code 33538?

26% of residents in ZIP code 33538 live below the poverty line, above the national average.

Does ZIP code 33538 have a large veteran population?

14% of civilians in ZIP code 33538 are veterans, above the national average of ~7%.

Does ZIP code 33538 have a large retiree population?

39% of households in ZIP code 33538 receive Social Security income, suggesting a significant retiree or disability population.

What are the health statistics for ZIP code 33538?

Health data for ZIP code 33538 shows elevated rates of diabetes (15%) and smoking (24%) compared to national benchmarks.

What timezone is ZIP code 33538 in?

ZIP code 33538 observes the EST timezone.